Live by Design: Mexico Edition (with Taniel Chemsian)

Episode 11 - Uncover Your Perfect Retirement Haven: The Charm and Convenience of Puerto Vallarta

In Episode 11 of the Dream Retirement in Mexico podcast, hosts Risa Morimoto and Taniel Chemsian discuss the popular neighborhoods for expats to live in Puerto Vallarta (PV). They start by describing PV's location in the state of Jalisco on the west coast of Mexico, nestled in the center of Banderas Bay, which offers breathtaking views and opportunities for whale watching, dolphins, and sea turtle sightings. Taniel, who has lived in PV for 19 years, notes the city's growth and development, including improvements in infrastructure such as the airport and cruise ship terminal.
The hosts emphasize the romantic zone as the most popular neighborhood for expats in PV. Its charming cobblestone streets, abundance of restaurants, cafes, and nightlife, proximity to Los Martos Beach, and walkability make it an attractive choice for retirees. Investing in property in this area is also considered lucrative. Risa and Taniel mention that having a car in the romantic zone can be inconvenient due to traffic, but public transportation options like Uber and buses are available.
They also highlight Amapas and Conchas Chinas neighboring areas as another great option for expats. These hillside residential areas offer beautiful homes and new condos, bordering the romantic zone.
Overall, this episode offers valuable insights into the ideal expat neighborhoods in PV, helping listeners make informed decisions about their dream retirement in Mexico.
Introducing our "Dream Retirement in Mexico" webinar – a valuable resource for anyone considering retiring in Mexico. In this complimentary online event, we'll explore the most popular retirement destinations in Mexico, provide essential insights into buying property, and discuss health care options for foreigners.
Join us alongside Puerto Vallarta real estate broker, Taniel Chemsian , and health care specialist, Pamela Thompson, as they share their expertise and insider knowledge. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
Key Moments: 
[00:03:07] Viarta is growing with expanded infrastructure and attractions.
[00:04:38] Charming romantic zone with everything you need.
[00:10:28] Up-and-coming neighborhoods.
[00:14:32] Fluvial has bilingual schools and nice homes.
[00:17:47] Summers have heavy rain, mainly in August-September.
[00:20:50] For social people, go to the romantic zone or Versace for restaurants. Marina is good for quiet dinners closer to town. Further south is quiet with few restaurants. Further north has more restaurants and development. La Cruz is busy but not a nightlife scene like the romantic zone.

Episode 10 - Plan Your Dream Retirement: Overcoming Language, Work, and Immigration Challenges in Mexico with Tracey and Glen Muir

In Episode 10 of the Dream Retirement In Mexico podcast, expats from Florida turned Cabo-based real estate agents, Tracey and Glen Muir share their journey from Canada to Tampa, Florida, and ultimately their decision to make the leap to move to Cabo San Lucas, Mexico.
They discuss the importance of careful planning and research before making such a big move. From listing and selling their house to navigating visa requirements and immigration processes, they offer valuable tips and insights for potential retirees considering a move to Mexico.
One of the significant considerations they discuss is the topic of vehicles and the importance of understanding the rules and regulations regarding Mexican-plated vehicles versus American-plated vehicles. They also share a loophole they discovered in the Baja Peninsula, where American or Canadian-plated cars can freely travel without restrictions.
Tracey and Glen emphasize the need for clarity and clear communication with their partners when making significant decisions. They share their experiences and the conflicting emotions they encountered throughout the process.
Overall, the episode provides a wealth of information and personal experiences to guide and inspire those dreaming of retiring in Mexico.
 
Key Moments :
[00:05:31] Choosing to leap for an extraordinary life.
[00:09:32] Riskier move to different country with no prospects.
[00:13:27] Important steps to consider for moving to Mexico
[00:15:08] Options for permanent residency in Mexico 
[00:23:13] Importing vehicles to Mexico can be complicated.
[00:25:14] Taxes, import duties, insurance: car complications summarized.
[00:31:47] Bank account is essential for house ownership.
[00:35:06] Encourage expats to get medical insurance.
About the Guests : 
Glen Muir and his partner Tracy had full-time jobs in the United States when the COVID-19 pandemic hit. Like many others, they faced the possibility of being laid off temporarily. Fortunately, they eventually returned to work, but this unforeseen break allowed them to pause and reevaluate their lives.  The couple had always dreamed of moving to Mexico for a new adventure, and this unexpected situation gave them the perfect opportunity to explore that possibility. With extra time, Glen and Tracy decided to go online and start researching houses in Mexico. 
They crunched the numbers and realized that with the current exchange rate, the savings they had amassed could cover their expenses for a couple of years. Excited by this prospect, they felt that the pandemic had been a catalyst for reevaluating their priorities and taking the leap to pursue their dream of living in Mexico. 
After careful consideration, Glen and Tracy boldly decided to pull the trigger and move to Mexico. They were ready for a change and felt that this new chapter in their lives would bring them fulfillment and adventure. By embracing the unexpected challenges brought by the pandemic, Glen and Tracy found the courage to create a new life for themselves in a country they had always dreamed of exploring.  They have since become real estate agents in the Cabo San Lucas area.

Episode 9 - Renting in Puerto Vallarta: A Guide for Foreigners Looking for a Dream Retirement with Alma Pietra

In Episode 9 of the Dream Retirement in Mexico podcast, host Risa Morimoto talk with guest Alma Pietra, an rental agent in Mexico. Alma shares her insights and advice for renting properties in Mexico.
Alma discusses the negotiation process and highlights the importance of good communication between tenants and owners. She emphasizes the importance of building a good relationship with the landlord and offers tips on doing so. She also warns listeners to be cautious of scams and work with reputable agencies or referrals.
The episode also touches on renting in different cities in Mexico, focusing on Puerto Vallarta. Alma mentions that renting as a foreigner in Puerto Vallarta is easy, and property owners are open to renting to foreigners.
Overall, the episode provides valuable insights and tips for renting in Mexico, highlighting the importance of communication, caution, and building relationships with property owners.
If you're interested in finding out the best places to live in Mexico, or perhaps you're interested in learning how to buy property in Mexico, or you want to know the healthcare options for foreigners, then join us for our FREE WEBINAR. We'll talk about all these important topics and more. Click here for more details :  https://www.dreamretirementinmexico.com/webinar/
 
Key Moments: 
[00:01:22] Renting and buying in Puerto Vallarta is easy for foreigners as many owners are familiar with the process and welcoming.
[00:03:05] Foreigners staying over a month need documents: passport, references, rental application, payments.
[00:11:48] Renting requires good communication, trust, and responsibility.
[00:16:44] Beware scams, work with reputable agencies or owners.
[00:18:49] Property and rental management services with inspections.
About Alma Pietra
Alma Pietra, is a rental real estate expert based in Puerto Vallarta. Alma believes that understanding the specific needs of foreigners in different places is crucial. Depending the city in Mexico, the requirements for foreigners to rent can differ significantly.  Alma shares that the rental markets in popular tourist destinations like Cancun, Playa Del Carmen and Puerto Vallarta are quite similar, but the prices can be very different depending on the location. As COVID-19 led to numerous changes in the real estate market, Alma remained curious about the evolving dynamics of these cities and the impact on rental prices. With her expertise and passion for exploration, Alma continues to navigate the ever-changing world of real estate and help others find their perfect home, no matter where they are.

Episode 8 - Insider Tips for Buying Property in the Riviera Maya with Susana MacDonald

In today's episode, Playa Del Carmen based real estate agent Susana MacDonald shares her firsthand experiences and insights on real estate opportunities in Cancun, Puerto Morelos, Playa Del Carmen, and Tulum.
Susana takes us on a journey through these vibrant and picturesque areas highlighting the stunning ocean views, the booming rental market, and the unique charm of each location. She also provides invaluable advice on navigating the Mexican real estate market, including the importance of working with licensed realtors, conducting due diligence, and understanding the local culture.
Whether you're considering purchasing your dream retirement home or simply seeking a beachside getaway, this episode is packed with essential information and captivating stories that will inspire and guide you on your own Mexico adventure.
 
Key Moments:
[00:02:11] Canadians moving to Mexico for beach living.
[00:08:52] Affordable long-term rentals in Cancun with ocean access.
[00:17:04] 2 bed, two bath condo near the oceanfront. Tulum's natural beauty and charm are appealing.
[00:22:21] Favorite areas to buy: Kibar Road, Aldea Zama, Lavaletta, Region Fifty. New areas in La Valeda with unpaved roads. 
[00:28:16] Good hospitals in Cancun, Playa Del Carmen. Health insurance is available in Mexico.
[00:34:11] Costco, Sam's Club, Walmart in Cancun, Playa del Carmen, and Tulum. Delivery service available for shopping. Good prices on produce.
[00:39:32] Realtor and attorney recommendations for a smooth process.
About Susana MacDonald -
Susana MacDonald is a real estate agent based in Playa Del Carmen. She specializes in residential properties throughout the Riviera Maya region.  She can also be seen on several episodes of House Hunters International and Mexico Life.  Susana is also a certified yoga instructor.

Episode 7 - Exploring the Condo Market: Pre-construction to Resale Options

In this episode of Dream Retirement In Mexico, hosts Risa Morimoto and Taniel Chemsian dive into the intricacies of the condo real estate market in Mexico. They discuss the popularity of condos among baby boomers and generation X individuals who are looking to downsize and simplify their lives.
 
They also highlight that not all cities and regions in Mexico have a strong condo market, with some places having a culture of traditional colonial homes. For example, in Oaxaca City, finding a house is more common than finding a condo due to limited availability. They emphasize the importance of gathering all the necessary information and consulting professionals and experts when making real estate decisions in a new country.
 
The episode also explores the topic of pre-construction and resale condos. The decision between the two depends on an individual's style, taste, and comfort level. It is crucial to conduct thorough investigations into the developer's history, financial standing, project funding, and legal documents such as construction permits and environmental impact studies. Taniel stresses the importance of hiring a real estate attorney to guide and provide a deep dive into these aspects.
 
Overall, this episode serves as a comprehensive guide to navigating the condo real estate market in Mexico, providing valuable insights, tips, and precautions for individuals considering retiring in Mexico.
 
Introducing our Dream Retirement in Mexico webinar – a valuable resource for anyone considering retiring in Mexico. In this free online event, we'll explore the most popular retirement destinations in Mexico, provide essential insights into buying property, and discuss health care options for foreigners.
 
Join us alongside Puerto Vallarta real estate broker, Taniel Chemsian and health care specialist, Pamela Thompson as they share their expertise and insider knowledge. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
Key Moments: 
 
[00:01:24] Construction booming in Banderas Bay and the Pacific coastline. Different contracts for pre sale and resell.
[00:03:36] Ownership rights held in trust, not by a bank when purchasing in the Restricted Zone. Primary beneficiary and substitute beneficiaries explained. Preconstruction contracts have varied payment terms. Developers may consider modifying payment terms.
[00:07:47] Ensuring coverage for purchase sale contract
[00:10:40] Important considerations when buying a property
[00:16:26] Available amenities: dedicated home offices, coworking spaces, fitness centers, pools
[00:20:33] Modern buildings with minimalist design and natural elements, different styles and sizes based on location, equal surge in preconstruction and resale. Pre-construction projects take time to launch and require extensive documentation for MLS approval.
[00:24:54] Condos popular for retirees, but varies by location. Choose between pre-construction or resale. Seek professional advice and be cautious.

Episode 6 - Navigating Visas and Residency in Mexico: What You Need to Know with Dr. Gabrielle Smith

Our guest today is Dr. Gabrielle Smith, an immigration facilitator who helps clients navigate the process of obtaining residency in Mexico. Gabrielle shares valuable insights and tips on the immigration process, visa requirements, and necessary documentation.
The episode begins with an overview of tourist visas in Mexico, which can last up to 180 days. Gabrielle emphasizes the importance of the FMM and other documents necessary for immigration and provides guidance on dealing with immigration officers who may not be familiar with them.
Gabrielle highlights the benefits of using an immigration facilitator over an attorney, citing real-time evidence and a more personalized approach. She also provides information on residency rates, financial requirements, and the necessary documents for temporary residency. 
The podcast also covers permanent residency options, including financial requirements and the process of converting from temporary to permanent residency. 
Overall, this episode provides listeners with crucial information on the immigration process in Mexico and valuable insights from Dr. Gabrielle Smith, making it an essential listen for anyone considering retirement or residency in Mexico.
Please note that this interview took place at the end of 2021 and was posted on YouTube so many of the fees that Gabrielle discusses has likely been changed.  Most of the information she provides is still valid and important so we wanted to rebroadcast it here on the podcast.
 
Interested in learning more about moving to Mexico?  Join our FREE WEBINAR.  We cover the top places expats retire to in Mexico, the basics of buying real estate and healthcare options for foreigners.    It is a must atten for anyone seriously looking into a relocation to Mexico. 
Register for Free at https://www.DreamRetirementinMexico.com/webinar
 
Key Moments : 
[00:02:35] Stricter rules for tourist permits in Mexico.
[00:06:52] Consulate income requirements vary; ask specific consulate.
[00:11:02] Temporary residency can be renewed for 1-3 years, saving on fees.
[00:15:30] Permanent residency is available at the consulate with conditions.
[00:20:26] No in-country requirements in Mexico for residency.
[00:23:09] Guide for Mexican immigration process and bureaucracy.
[00:28:33] Residency in Mexico requires document preparation.
[00:32:00] Remember the stamp on your passport.
[00:34:48] Active expat admin helps with Mexican residency.
About Dr. Gabrielle Smith - 
Dr. Gabrielle Smith, PhD is a mexican residency and visa expert based in Mexico City, Mexico.  She specializes in helping foreigners from all over the world obtain their temporary or permanent visas to Mexico. 

Episode 5 - Buying Real Estate in Mexico

In this episode of Dream Retirement In Mexico, our host Taniel Chemsian shares insightful advice on investing in real estate in Mexico. Key points discussed include the importance of keeping an open mind, connecting with reputable agents and attorneys, conducting due diligence, considering trust banks, understanding the differences in escrow, setting proper expectations, and consulting with professionals. 
Taniel also touches on topics such as mortgages, closing costs, restricted zones, real estate trusts, preconstruction contracts, and the behind-the-scenes work involved in real estate transactions. Tune in to hear Taniel's expertise and learn valuable tips for a successful real estate investment in Mexico.
 
Key Moments: 
[00:05:54] Foreigners can invest in Mexican real estate. Restrictions apply within the restricted zone near the coastline and border. Non-Mexican buyers must use a real estate trust. However, if the property is more than 50 kilometers inland, they can own it directly.
[00:09:56] Escrow is uncommon in Mexico real estate market.
[00:15:07] Potential issues with capital gains tax and trust banks.
[00:19:04] Preconstruction contracts are different from resale.
[00:22:34] Open mind, research, and trusted professionals are essential.
[00:26:13] Fiduciary responsibility to clients.
 
About Taniel Chemsian : 
Taniel Chemsian is a real estate broker and CEO of Taniel Chemsian Properties representing some of the finest properties and condominium developments in Puerto Vallarta, Mexico. – with a reach that spans the globe from his base in this seaside Pacific Coast tropical resort destination. Taniel specializes in matching luxury clientele with the perfect second homes vacation getaways, income properties, and retirement residences. Born in Beirut, Lebanon and raised in the Los Angeles area, Taniel moved to Puerto Vallarta in 2003 after falling in love with the city. He became a real estate agent in 2006 and has since been involved in over 450 real estate transactions. Taniel has frequently been featured on the popular HGTV series, House Hunters International. He is a long-standing member of AMPI (Mexican Association of Real Estate Professionals) – Puerto Vallarta Chapter, and a registered International REALTOR® with NAR International.
For more information, you can visit https://www.tanielchemsian.com

Episode 4 - Navigating Challenges: Living in a Foreign Country for Your Dream Retirement in Mexico with Janet Blaser

In this episode of the Dream Retirement in Mexico podcast, host Risa Morimoto is joined by guest journalist and author Janet Blaser.  She shares her experiences living in Mazatlan, Mexico. 
Despite facing challenges that come with living in a foreign country, including culture and a language barrier, Janet expresses her happiness and enjoyment living in Mazatlan.
Mazatlan is described as a busy city with a working-class feel surrounded by the Sonora Desert. Janet advises listeners to do personal research and check expat Facebook pages to find the right place to settle. She also discusses the rental process and what you need to do in order to successfully find your new home.
Janet emphasizes that an apartment in Mexico may not come with appliances, so tenants have to purchase their own. Regarding safety, she believes that the negative portrayal of Mexico in the US media is exaggerated and highlights that millions of people live normal lives unaffected by the country's crises. 
Janet shares that living in Mexico can offer a higher quality of life with less stress and financial worries.  She edited an anthology of essays, "Why We Left: An Anthology of American Women Expats" for anyone interested in the relocation experience, not just American women despite the title.  The episode concludes with an overview of Mazatlan's attractions, including its beautiful beaches, colonial section, and vibrant expat community.
 
Key Moments: 
[00:05:17] Mazatlan: Non-touristy shrimp port on Pacific Coast.
[00:10:05] One bedroom apartment with appliances for sale.
[00:13:17] Low cost of living in Mexico; medical/dental tourism.
[00:15:03] Renting in Mexico: No documents needed, references not checked. Security deposit required. Tenant responsible for some maintenance. Good rental experiences.
[00:19:48] Americans often exaggerate their importance, but living in Mexico is generally safe and normal. 
[00:24:53] Challenges of living abroad: water shortages, communication issues, language barrier, limited shopping options.
[00:31:48] Crossing the border can be complicated.
[00:35:31] Mazatlan isn't quiet, but has options nearby.
[00:38:39] An anthology of American women expats.
About Janet Blaser: 
Janet Blaser, a journalist originally from in Santa Cruz, California, found herself at a crossroads when the advent of the internet impacted her publishing career. Realizing that she had to think outside the box to secure her future, Janet took a pre-planned vacation to Mazatlan, Mexico, and instantly fell in love with the city's relaxed vibe and cultural offerings. Inspired by the influx of foreigners who were unaware of the vibrant cultural events happening in Mazatlan, Janet saw an opportunity to start a business that would connect expats with the local scene. Drawing on her publishing expertise and ability to attract an audience, she embarked on a new venture. As a single mother with three children, Janet was determined to create a stable life for herself, and her decision to pursue this business opportunity proved to be a turning point in her journey.
 
How to Connect Janet Blaser : 
https://www.instagram.com/thejanetblaser/
https://www.facebook.com/TheJanetBlaser
 
Buy Janet’s Book Why We Left: An Anthology of American Women Expats here
 
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Interested in learning more about moving to Mexico?
Join our FREE webinar!  
Register at https://www.DreamRetirementinMexico.com/webinar
Learn about the most popular places to retire in Mexico, the basics of buying property in Mexico and healthcare options for expats.

Episode 3 - Discovering San Miguel: Neighborhood Tours and Expert Guidance on Immigrating to Mexico with Michelle Wedderburn

In this episode of Dream Retirement In Mexico, host Risa Morimoto sits down with guest Michelle Wedderburn, who shares her experiences and insights on relocating to San Miguel, Mexico. Michelle begins by discussing a recent relocation group that was organized, which provided information on immigration procedures and establishing oneself in the new country. This group had presentations, Q&A sessions, and neighborhood tours with local experts, including an immigration specialist and a realtor. 
Michelle, originally from Toronto, Canada, and having lived in Connecticut and Florida, shares her journey of exploring different countries and ultimately settling on Mexico. After visiting San Miguel in 2005, she was not interested in living there at the time, but Mexico kept popping up as a potential destination. Michelle emphasizes the importance of experiencing San Miguel firsthand to truly understand its beauty. 
Overall, Michelle highlights the opportunities that moving to a different country, such as Mexico, can offer in terms of quality of life, slower pace, and meaningful connections. San Miguel, with its mix of preserved history and modern progress, provides a unique soft landing for foreigners looking to transition into living in Mexico. 
Tune in to this episode of Dream Retirement In Mexico to hear more about Michelle's journey and insights into living and thriving in San Miguel.

Episode 2 - A Love Affair with Puerto Vallarta with Stefan and Ada

In this episode of Dream Retirement In Mexico, host Risa Morimoto is joined by guests Stefan and Ada to talk about their experiences buying and renovating a house in Puerto Vallarta. Stefan and Ada discuss their love for the city and how it compares to the US, as well as the importance of finding a space that feels warm and inviting for gatherings with friends and family. They also offer advice for those interested in moving to Puerto Vallarta, including tips on buying locally and being open-minded to Mexico's different paces and processes. They provide insights on building and renovating in a tropical climate, including the types of wood and metals that are resistant to humidity and termites. Tune in to this episode for an inside look at moving in Mexico and the unique challenges and joys that come with it.