Dream Retirement in Mexico

Navigating Baja’s Affordable Living and Healthcare: Insights From Expats in Cabo

In this episode, co-hosts Risa Morimoto and Taniel Chemsian chat with Michele Poirier and real estate experts Tracey and Glen Muir to uncover the perks of retiring in Baja, Mexico.
The discussion highlights the financial advantages of living in Baja, from minimal property taxes to manageable living expenses. Tracey and Glen offer tips on property ownership, utilities, and budgeting, while Michele shares her relocation experiences amidst the COVID-19 pandemic and discusses the welcoming community in Cabo.
Listeners will learn about navigating Baja’s healthcare options, the benefits of residency, and tips for handling home upgrades and financial management. Tune in to discover how to turn your retirement dreams into reality in beautiful Baja, Mexico, with insights from those who’ve successfully made the move.
 
Don't miss out on our free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.
 
Key Moments: 
08:28 Easier process to start selling properties in Mexico.
12:11 Overview: California coast, Pacific Ocean, Gulf of California, Land's End, Cabo San Lucas.
17:57 Secure, modern coastal living with low crime.
23:34 Running a house is not very expensive.
35:22 Baja allows free travel zones for American cars.
40:31 Expensive medical insurance in the US, cheaper in Canada.
47:41 Challenges navigating international phone numbers and verification.
50:10 Navigating Mexican systems easier with local assistance.
54:43 Importance of guidance and connections when moving.
01:04:14 Cabo offers stress relief and health benefits.

Transitioning to Mexican Residency: From Plates to Pets and Financial Tips

In this episode, our hosts Taniel Chemsian and Risa Morimoto sit down with expats Craig Strong and Randy Bennett to dive deeply into life in Puerto Vallarta (PV). 
They have covered everything from driving regulations for temporary versus permanent residents, navigating banking and money transfers, and even tips for bringing your furry friends along. They also discuss the housing market, including price points for various neighborhoods and the emphasis on using trustworthy realtors and legal guidance for property purchases.
Discover essential insights about healthcare options, insurance coverage, and the advantages of Mexico's tropical climate. Plus, learn about everyday living hacks like virtual mailboxes and phone plans that seamlessly transition to life abroad. 
Whether you're considering a temporary stay or making a permanent move, this episode is packed with invaluable advice to help make your dream retirement in Mexico a reality. Don't forget to subscribe and leave a review on Apple Podcasts!
 
Don't miss out on our free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.
Key Moments: 
09:08 Stunning picture of Los Arcos in Puerto Vallarta.
12:09 Bucerías growth, housing prices, and Vallarta location.
26:30 Preferring medical care in Mexico over the US.
35:54 Vallarta has diverse housing markets with varying prices.
43:18 Residency determines car registration and tax validity.
49:19 Limited English, no mail, used traveling mailbox.
54:43 Living abroad is cheaper and less stressful.
01:01:05 Moving to PV without a job, debts.
01:06:00 Urban growth brings infrastructure challenges and politics.
01:14:24 HOA fees vary based on building amenities.
01:20:09 DIF card offers discounts for seniors. Lovely place with kind and generous people.

Episode 54 - Affordable Dream Retirement: Georgette's Journey to Rancho Viejo, Mexico

In this episode of Dream Retirement In Mexico podcast, host Risa Morimoto chats with Georgette Marin, who shares her inspiring journey of finding a new life in Rancho Viejo, near Veracruz, Mexico. After a divorce and a quest for personal fulfillment, Georgette moved from bustling Chicago to a serene mountain retreat where she lives surrounded by lush nature for an astonishingly affordable $280 a month.
Georgette discusses her transition from city life to rural tranquility, the process of renting property in Mexico, and how living in such a beautiful, low-cost environment has allowed her to focus on a more meaningful, holistic lifestyle. Georgette's story offers valuable insights and encouragement, whether you're dreaming of retiring to a popular expat destination or considering a more off-the-beaten-path locale. Tune in and discover what it takes to create a dream retirement in Mexico—away from the hustle and bustle and closer to nature.
 
Don't miss out on our free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.
 
Key Moments: 
00:10 Rancho Viejo - small town near Veracruz
05:28 Seeking nature, comfort, and self-care after change.
08:46 Seeking happiness amidst societal and personal expectations.
11:23 Simplicity and beauty connect in a space.
15:41 Finding a house without a cosigner, affordable.
19:24 Midlife crisis led to a spiritual self-discovery journey.
21:43 Try it out, take a break, decide.

Episode 53 - Retire in Cuernavaca Mexico: Climate, Homes, and Healthcare with Andrea Dolch Espinosa

In the episode titled "Retire in Cuernavaca: Climate, Homes, and Healthcare," host Risa Morimoto interviews Andrea Dolch Espinosa, a seasoned real estate agent and co-founder of Mexico Luxury Estates. They delve into the unique selling points of Cuernavaca, such as its year-round spring-like weather and diverse real estate options, making it a prime destination for retirees.
Located 90 minutes south of Mexico City, Cuernavaca boasts year-round spring-like weather, typically between 70 and 78 degrees Fahrenheit. Andrea explains that while temperatures vary occasionally, the climate remains one of the city's strongest appeals. Situated 5,000 feet above sea level, Cuernavaca offers a comfortable and scenic living environment.
Andrea paints a picture of Cuernavaca's diverse real estate landscape, where comfort and affordability go hand in hand. The conversation also highlights the heart of Cuernavaca-its expat community.
Andrea’s deep knowledge and passion for Cuernavaca makes this episode a must-listen for anyone considering retirement in this charming Mexican city, providing a clear takeaway for the retirees.
 
Don't miss out on our free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.
 
Key Moments: 
05:32 Diverse city life, not perfect, but vibrant.
08:11 3 bedrooms, 3.5 bathrooms, open concept living.
10:23 Private taxi services can be cost-effective.
15:02 Challenges of living in Mexico, language barrier.
18:05 Canadian healthcare system and access to specialists improved.
22:44 Consider climate, amenities, hobbies when choosing a location.

Episode 52 - Retire in Puerto Vallarta: Should You Buy or Rent: Insights from Craig and Randy

In this episode, host Risa Morimoto dives into the fascinating journey of Craig and Randy, a couple who navigated a significant lifestyle shift in Puerto Vallarta. After living in a picturesque, yet challenging ocean-view condo in Conchas Chinas, they opted for a more practical and tranquil beachfront rental south of Garza Blanca.
Craig and Randy share candid details about their decision to sell their dream condo, which included stunning bay views but also a daunting number of stairs—an issue that became more pressing after both underwent knee replacement surgeries. Discover how they made a substantial profit from the sale, navigated the rental market, and eventually found a gem of a rental property through Craigslist, leading them to a serene, beachside haven.
Learn about the financial considerations, the pros and cons of renting versus buying, and the nuances of living in Puerto Vallarta, from the bustling romantic zone to the tranquil southern outskirts. If you've ever dreamt of retiring in Mexico or are weighing your housing options, this episode is packed with invaluable tips and heartfelt experiences from Craig and Randy.
Don't miss out on our free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.
Join us for this engaging discussion and gain a clearer picture of what your dream retirement in Puerto Vallarta could look like!
 
Key Moments: 
00:10 Puerto Vallarta growth, condo sale, oceanfront living.
05:00 Needed to save money, so decided to rent.
08:41 Craig questioned, but they chased their dream.
12:29 Initial rent, security deposit, utilities, Internet payment.
13:58 Owner selected items, including a small refrigerator.
22:12 Emotional about Mexico, hurt by hurtful comments.

Episode 51 - Why Puerto Vallarta is Ideal for Retirees: Benefits and Drawbacks

In this episode, host Risa Morimoto explores both the attractions and challenges of retiring in Puerto Vallarta (PV), Mexico. Drawing from over ten years of visits, Risa explains why this vibrant city consistently ranks high for retirees.
Risa highlights PV’s stunning natural scenery, where the Sierra Madre Mountains meet the vast Banderas Bay, offering a unique blend of beach and mountains. The city's culinary diversity, with numerous restaurants serving global cuisines, is another major attraction. Puerto Vallarta’s colonial charm, rich wildlife, and ideal winter weather further boost its appeal.
The welcoming local community, both Mexican and expatriate, adds warmth to life in PV. The convenience of American stores, fresh and affordable produce, and high-speed internet also enhance living standards. 
However, Risa also points out the downsides. The aggressive timeshare sellers at the airport, increasing traffic, "gringo pricing," and overwhelming crowds during high season can be off-putting. The intense summer heat and humidity are additional challenges.
Despite these drawbacks, Risa emphasizes that Puerto Vallarta offers a remarkable combination of natural beauty, cultural charm, and modern amenities that attract many retirees. She encourages listeners to visit during different seasons for a well-rounded experience and invites them to explore more resources via the Dream Retirement in Mexico platforms.
 
Want to learn more about purchasing real estate in Mexico? Join our FREE WEBINAR!
Host Risa Morimoto, a seasoned expert in Mexican retirement, Puerto Vallarta real estate broker Taniel Chemsian, and healthcare specialist Pamela Thompson, renowned for their knowledge and experience, share their expertise and insider knowledge about the most popular expat destinations in Mexico, basics of buying real estate and healthcare options for foreigners. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
 
Key Moments: 
05:55 Love charming neighbourhoods but be careful walking. Enjoy Mexican colonial charm and whale watching.
09:10 Local Mexicans in Vallarta are warm, generous, and funny.
12:04 Strong, cheap internet in Mexico attracts tourists.
15:05 Tourist areas often charge higher prices.
18:33 Noise in Taurus. Quiet in the mountains. Love Vallarta.
19:35 Visit Vallarta, meet people, try restaurants, relax.

Episode 50 - Best Eight Mexican Cities for Retirees with Cooler Climates and Rich Culture

In this episode, our host Risa Morimoto explores the top 8 cities in Mexico for retirees who prefer cooler climates. From the historical charm of Guanajuato to the cultural richness of Puebla, she delves into the vibrant expat communities, affordable cost of living, and high-quality healthcare options available in these retirement destinations. 
She highlights the unique features and attractions of each city, providing valuable insights for those considering retiring in Mexico. Stay tuned for expert tips and recommendations on making your dream retirement in Mexico a reality.
 
Want to learn more about purchasing real estate in Mexico? Join our FREE WEBINAR!
Host Risa Morimoto, a seasoned expert in Mexican retirement, Puerto Vallarta real estate broker Taniel Chemsian, and healthcare specialist Pamela Thompson, renowned for their knowledge and experience, share their expertise and insider knowledge about the most popular expat destinations in Mexico, basics of buying real estate and healthcare options for foreigners. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
 
Key Moments:
05:15 Lower cost of living, quality healthcare in San Miguel de Allende
08:48 San Miguel de Allende: Safe and vibrant city.
10:34 "Querétaro: Vibrant city with history, culture, convenience."
20:18 Guanajuato: central city with rich history, accessibility.
25:41 Guanajuato offers parks, golf, transportation, shopping, education.
29:11 Puebla: Historic, cultural city with vibrant festivals.
35:43 Mexico City: Aztec history, multicultural vibrancy, traffic.
44:30 Ajijic: Scenic landscapes, rich cultural heritage, entertainment.
47:43 Tepoztlán: Handcrafted goods, natural beauty, rich culture.
51:20 Cuernavaca: Accessible, mild climate, and natural wonders.

Episode 49 - Move to Puerto Vallarta Mexico: Unlocking Healthcare and Lifestyle Secrets with Mark and Kirsten Raccuia

In this episode, host Risa Morimoto is  joined by Kirsten and Mark Raccuia, who share their incredible journey from Malaysia to Mexico’s vibrant Puerto Vallarta. They open up about the stark differences in healthcare costs between the US and Mexico and offer insightful advice for anyone considering moving to Mexico.
Learn about their transition from renting to finding the perfect home, the local culture, and the affordability of life in Mexico. They also reminisce about the friendships built during nearly a decade, the lively atmosphere they've found in their new Mexican paradise.
Whether it’s enjoying affordable beachside tacos or experiencing the charm of local markets, this episode is packed with practical tips and heartwarming stories that could inspire your own retirement dreams in Mexico. Tune in and let’s explore the joys and possibilities of expat living.
 
Want to learn more about purchasing real estate in Mexico? Join our FREE WEBINAR!
Host Risa Morimoto, Puerto Vallarta real estate broker Taniel Chemsian, and healthcare specialist Pamela Thompson share their expertise and insider knowledge about the most popular expat destinations in Mexico, basics of buying real estate and healthcare options for foreigners. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
 
Key Moments: 
05:11 Moved to Penang, made lots of friends.
07:38 Seeking oceanfront living for relaxation and enjoyment.
10:37 Nostalgic neighborhood services create old world charm.
13:28 Transition to freedom from COVID restrictions felt liberating.
22:47 Affordable street food and occasional fancy dining.
30:16 Visit Mexico, but research before committing.

Episode 48 - Making Puerto Vallarta Home: Twyman and Jesse’s Journey to Finding a Condo and Retiring in Mexico

In this episode of Dream Retirement In Mexico podcast, host Risa Morimoto dives into the adventurous journey of Twyman and Jesse, who recently made the vibrant city of Puerto Vallarta their permanent home.
From confronting bureaucratic hurdles to retrieve a visa stamp and adjusting to the local climate to navigating the real estate market, our guests share their comprehensive experience. They discuss the initial allure of Puerto Vallarta's oceanside beauty, decision-making process behind purchasing a condo, and the unexpected challenges they faced along the way. 
Whether it's managing documentation for setting up utilities, understanding residency requirements, or adapting to a new culture, Twyman and Jesse's story is a treasure trove of insights for anyone considering making Mexico their retirement haven.
 
Want to learn more about purchasing real estate in Mexico? Join our FREE WEBINAR!
Host Risa Morimoto, Puerto Vallarta real estate broker Taniel Chemsian, and healthcare specialist Pamela Thompson share their expertise and insider knowledge about the most popular expat destinations in Mexico, basics of buying real estate and healthcare options for foreigners. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
 
Key Moments: 
04:16 Couple's special memories and milestones in PV.
08:23 Moving to Mexico, the new building provides reassurance.
11:55 Confusion at consulate over stamp request.
13:37 Rushed to get dogs, found them accidentally.
19:14 Hindsight: Prepare proof of residency in advance.
22:41 Online shopping limitations in Mexico, budget adjustments.
23:55 Patience and acceptance are essential in life.
28:44 Adapting to living in Mexico, expat experiences.
29:41 Finds connection in Mexico, embraces challenges.
 
About Twyman and Jesse -
Twyman, originally from Kentucky, and Jesse, a California Bay Area native, met in San Francisco and have been together for 12 years and married for 8. Twyman, a finance executive and Jesse, a corporate creative, followed their careers from San Francisco to Seattle, back to San Francisco and eventually landing in Palm Springs during the pandemic. The pandemic brought increasingly stressful demands for Twyman’s career and a layoff for Jesse. This, and the blistering desert heat, caused the two to begin examining their lives to evaluate how to create a healthier, better quality of life. Jesse decided to fulfill a long-time desire to be in service to others and become a wellness coach and Twyman determined that he was ready to release his career and to embrace life more fully. With a new liberated mindset, the two decided that living anywhere would now be possible. Mexico had been a special place where they celebrated birthdays, their first Christmas together and their honeymoon so it seemed like the perfect place to relocate and celebrate this new phase of their lives.

Episode 47 - Securing Your Dream Retirement Home: Insider Tips for Buying in Mexico

In this episode of Dream Retirement In Mexico podcast, join hosts Taniel Chemsian and Risa Morimoto as they delve into the essential insights for securing your dream retirement home in Mexico. From discussing the unique aspects of real estate transactions within Mexico's coastal and inland regions to understanding the importance of real estate trusts for foreign buyers, this episode covers all the critical information potential buyers need to navigate the Mexican real estate market effectively.
Whether you're considering a coastal retreat or a city residence, learn the insider tips on transaction processes, selecting reliable real estate professionals, and managing investment properties for rental use. Don't miss these valuable pointers that could help you smoothly secure your slice of paradise in Mexico.
 
Want to learn more about purchasing real estate in Mexico? Join our FREE WEBINAR!
Host Risa Morimoto, Puerto Vallarta real estate broker Taniel Chemsian, and healthcare specialist Pamela Thompson share their expertise and insider knowledge about the most popular expat destinations in Mexico, basics of buying real estate and healthcare options for foreigners. They will be there to guide you through the process and answer any questions you may have.
To secure your spot, simply visit www.dreamretirementinmexico.com/webinar and choose the date and time that works best for you.
Key Moments: 
00:10 Real estate trust allows for multiple beneficiaries.
04:11 Real estate professionals share essential tips.
09:00 Having the right team is absolutely crucial.
12:25 Get facturas for home renovation tax deductions.
16:18 Lock houses are great for investment units.
18:45 Interview agents, discuss budget, create wish list.
21:39 Identifying, offering, closing on property, timing varies.
24:12 Versalles becomes a culinary hub with new restaurants.